Terms of Service

Welcome to Emet. These Terms of Service (“Terms”) govern your use of the Emet application and services provided by Zeros to Ones Advisors, LLC (“we,” “us,” “our”).

1. Acceptance of Terms

By downloading, installing, or using Emet, you agree to be bound by these Terms. If you do not agree, do not use the application.

2. Eligibility

By using the Services, you represent that you are at least 18 years of age and have the legal capacity to enter into this agreement. If you are under 18, you may not use the Services.

3. Payments and Billing

Emet is a paid app. All payments are processed exclusively through the Apple App Store or Google Play Store. You agree to comply with the applicable terms of those platforms.

Refund Policy: All sales are final. We do not offer refunds, credits, or exchanges for any purchases made within the application, except as required by applicable law.

4. License and Intellectual Property

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable license to use the Emet application on your mobile device. You agree that this license does not transfer any ownership interest in the software to you. Your rights to use the application are licensed, not sold, to you. [oai_citation:2‡arenai.com](https://arenai.com/termsPaid/?utm_source=chatgpt.com)

The interface, design, and content of Emet are owned by Zeros to Ones Advisors, LLC or its licensors. You may not copy, modify, distribute, sell, or create derivative works of the content provided without our explicit permission.

5. Third-Party Content and EULAs

The App may include content from third-party providers. You acknowledge that third-party content is subject to the terms and conditions of those providers, and you agree to comply with those terms. Nothing in these Terms limits your obligations to third-party EULAs that apply to content integrated into the App.

6. User Accounts

If you create or use an account (including via third-party login such as Google or Facebook), you are responsible for maintaining the security of your account credentials and for all activity that occurs under your account. You agree not to engage in any fraudulent or illegal activity within the app.

7. Dispute Resolution; Arbitration Agreement

Informal Resolution: Before resorting to formal dispute resolution, we both agree to attempt to resolve disputes informally.

Binding Arbitration: Except for small claims actions, you and we agree that any dispute arising from or relating to these Terms or the Services will be resolved through binding arbitration conducted in accordance with the rules of the American Arbitration Association (AAA). YOU UNDERSTAND THIS MEANS YOU WAIVE YOUR RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION. [oai_citation:3‡SEC](https://www.sec.gov/Archives/edgar/data/1974755/000119312523271597/d462927daddexhb5.htm?utm_source=chatgpt.com)

The arbitration will take place in the State of California, and judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Zeros to Ones Advisors, LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE APPLICATION.

9. Disclaimer of Warranties

THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.

10. Changes to These Terms

We reserve the right to modify these Terms at any time. Continued use of Emet after modifications constitutes acceptance of the updated Terms.

11. Governing Law

These Terms and any disputes arising out of or related to these Terms or the Services will be governed by the internal laws of the State of California, without regard to conflict of law principles. [oai_citation:4‡appsministry.com](https://appsministry.com/terms?utm_source=chatgpt.com)

12. Contact

For any legal inquiries, please contact: support@0sto1s.com.